Creditor

The program "Creditor" is intended for the calculation of consumer loans, which has a universal loan calculator (annuity, differential, grace period). The program can be used both by individuals and organizations and entrepreneurs, and is designed to calculate the interest payments on loans and installments of payments, as well as the accounting of borrowers and guarantors, their collateral, control payments on the loan in accordance with the repayment schedule and preparation of accompanying documentation. Accompanying documentation is made in automatic mode! It is enough just a few mouse clicks to import the filling of the client data, including via the Internet! The program is easy to use and does not require the user to have a thorough knowledge of banking.
For the convenience of using the program, it is specially designed: Internet Service Questionnaire
In the online service, the user, using the questionnaire designer, can create any number of questionnaires with any number of fields, and also upload ready-made questionnaires to the server, which will be available for download by clients. After the questionnaire is filled in the Internet service, the user will receive an e-mail with an attachment containing a file in CSV or Excel format, the data in which are automatically imported into the program.
Also the program "Creditor" provides the user with the following options:
• Keep records of borrowers in accordance with their status ("credit processing", "loan issued" and "loan repaid");
• Import necessary borrower data from specially prepared questionnaires in Excel or CSV format (through a specially designed Internet service);
• Obtain both a digital and visual diagram, a reference for economic indicators such as the volume of loans issued, the planned and actual volume of payments by borrowers. Print help information.
• Use several credit organizations (creditors) in the program;
• Independently form credit plans and conduct credit calculations in various time options;
• Keep a record of the guarantors for each borrower;
• Keep records of collateral properties of both borrowers and guarantors;
• Store in the database scanned copies of documents confirming the property of the pledger;
• Prepare the necessary documentation for the loan (loan agreement, pledge agreement, guarantee agreement, annexes to contracts and other necessary documents) and print out its Word or Excel in the automatic filing mode;
• Create a document yourself;
• To issue loans and keep them in all major types of the world currency, starting with the ruble, dollar, euro and ending with the Chinese yuan and Japanese yen, as well as Ukrainian hryvnia, Belarusian rubles and Kazakh tenge;
• Receive a certificate of exchange rates via the Internet;
• Make payments of payments on the loan both in automatic and manual mode;
• Display calculation results in Excel and Word;
• Keep records of loan repayment in accordance with the schedule, as well as additional payments and fines;
• Quickly get a certificate of payment of any borrower;
• Use the program on the local network by several users.
• See information on current and overdue payments;
• Create a backup copy of the database on any media.
The program is integrated with Office XP (2002), 2003, 2007, 2010.